Financial Guidance You Can Trust
At Francis Financial Services, we help individuals, families, and small businesses make confident money decisions, without pressure, jargon, or hidden agendas.
Our Promise
Rooted in Integrity
We put people before products, education before sales, and long-term relationships before quick wins.
Transparent & Practical
Straightforward advice, clear pricing, and step-by-step plans you can actually follow.
Personalized & Accountable
Your goals drive the strategy. We review progress with you and adjust as life changes.
Our Five Core Pillars
- Wealth Planning & Protection – holistic plans, risk management, and tax-aware strategies.
- Financial Coaching – budgeting, savings systems, debt payoff, and habit building.
- Credit Restoration and Debt Solutions – rebuild, protect, and leverage healthy credit.
- Mortgage Lending (Ohio Only) – purchase, refinance, and readiness coaching.
- Estate & Legacy Planning – wills, trusts coordination, beneficiary reviews, and legacy goals.
A Simple, Supportive Process
1) Discover – a friendly 20–30 minute call to understand goals, concerns, and timeline.
2) Design – we build a clear plan with options, pros/cons, and transparent costs.
3) Decide – you choose with confidence; we implement and keep you on track.
4) Review – periodic check-ins to adjust as life and markets evolve.
Who We Serve
- Growing families and first-time planners
- Professionals rebuilding credit or simplifying debt
- Pre-retirees protecting income and legacy
- Small business owners setting up benefits and safety nets
- Homebuyers in Ohio seeking mortgage guidance
Frequently Asked Questions
Are recommendations product-neutral?
Yes. We start with education and planning followed by product recommendation.
How are you compensated?
We’re transparent about fees and, where applicable, carrier compensation. You’ll see costs before you decide.
Can you help if I’m outside Ohio?
Yes for most planning and insurance services (subject to state licensing). Mortgage lending services are Ohio only.
Do I need perfect credit to start?
No. We’ll meet you where you are and build from there.